Private
Money Loans

Stevens Realty

Stevens Realty offers Private Money Loans to investors and homeowners who have not been able to get a loan from the banks.


Below are our requirements:
1) We will lend up to 65% of the value of the property.
2) Residential properties only. No commercial.
3) Can be a flipper, buy and hold investor, or homeowner.


Term: 6 months to 5 years

Interest rate: 10% to 14% depending application

Amortization years: 20 years or less

Fees: 3 points at closing, $150 property assessment fee, loan document fee $150, title search $200, closing fee $350 and lenders title insurance.

Loan Renewal Fee: 1 point

Grace period for late payment – 5 days

Late fee: $50

Application Fee: $50. Upfront and non refundable.

Interest reserves may be necessary based on the income of the borrower.

If you are interested please contact Elliot at (931) 526 5188

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