OWNERS ASSET PROTECT RENTERS INSURANCE

Stevens Realty

FREE

We offer FREE Insurance coverage for our homeowners. Stevens Realty Asset Protect Renters Insurance provides you with a zero dollar deductible for standard tenant-caused damage claims.

The system is designed to eliminate the constant cost of replacing locks after each move-out.

Stevens Realty is always thinking of protecting your investment. We now require all residents to sign up for renters insurance.

Value Proposition

Stevens Realty Asset Protect Renters Insurance is a necessity when it comes to protecting both an owner’s investment. If something happens to one of your assets, it hurts everyone. We require renters insurance for all our residents to help protect everyone.


It has now become the norm to require renters insurance, and evidence shows that this requirement doesn’t impede a property’s ability to attract new tenants or raise rent over time. Don’t overlook this invaluable first layer of protection for our owners.

Stevens Realty Asset Protect Renters Insurance Program offers property owners and managers a turnkey resident insurance program that protects rental assets, drives ancillary revenue and maximizes insurance compliance. The program is easy to implement, affordable for the tenant and, best of all, it’s provided at no cost to the owner.

Stevens Realty Asset Protect Renters Insurance Program provides coverage with a $0 deductible cost for standard claims for tenant-caused damages due to the following events:*

  • Fire
  • Water
  • Smoke
  • Backup of Sewer, Drain, Sump
  • Falling Objects
  • Collapse
  • Explosion
  • Sprinkler Leakage
  • Pet Damage
  • Freezing of Pipes
  • Discharge or Overflow of Appliances
  • Loss of Rental Income up to $1,000

Why is Asset Protect
Renters Insurance Program Important?

A master policy listing the owner/operator as the primary insured
Provides robust coverage for the property owner and their residents
Maximizes compliance and insures up to 75% of units under one master policy
Eliminates headaches associated with verifying & managing renter’s insurance

Benefits of Stevens Realty
Asset Protect Renters Insurance Program

Property Managers

  • Reduces time spent managing tenant’s insurance requirements
  • Easy to manage
  • Removes friction between all parties

Tenants

  • Hassle-free way to fulfill lease requirements
  • No additional effort required to prove or maintain coverage
  • Includes $10,000 in coverage for their personal belongings

Owners

  • Free insurance coverage
  • Reduces your risk from tenant damage
  • Protects against claims to your property insurance
  • Less risk of losing money from large personal/ commercial deductibles and rising premiums
  • Provides up to $100,000 of coverage
  • Primary over other property insurance policies, placing it as the first insurer to respond to a covered claim

Stevens Realty Asset Protect Renters Insurance Premium

  • Policy responds to covered damages caused by negligent acts of residents or their guests
  • Claims filed by and paid directly to PMC at full replacement cost $10,000 contents coverage included for resident
  • Additional Perils Included – Freezing Pipes, Collapse, Falling Objects & Overflow of Appliances

Standard Perils $100,000 per occurrence / $0 deductible

  • FIRE
  • WATER
  • SMOKE
  • EXPLOSION
  • BACKUP OR OVERFLOW OF SEWER, DRAIN OR SUMP

Additional Endorsements
(Sub Limits Apply)

  • PET DAMAGE
    ($1,000 sub-limits per occurrence)
  • MOLD REMEDIATION
    ($1,000 sub-limits per occurrence)
  • BED BUG REMEDIATION
    ($500 sub-limits per occurrence)

True Contents Coverage

Tenants full personal contents coverage included $10,000

Enhanced Coverage

Coverage options for pet damage, bed bug, and mold remediation included at no additional cost

Play It Safe When Protecting Your Rental Assets...

Call us at (931) 526-5188 if you have any questions about our Asset Protect Renters Insurance Program.

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